Loan Archives - BizSewa

Nepal’s Central Bank Tightens Loan Restrictions for Shareholders, Auditors, and Employees to Curb Conflicts of Interest

December 30, 2025October 12, 2024 by arjunbhattarai

Nepal’s banking sector is on the brink of a transformative shift, driven by a series of robust regulatory measures introduced by the Nepal Rastra Bank (NRB). These reforms are meticulously designed to enhance transparency, eliminate conflicts of interest, and foster a culture of accountability within financial institutions. This comprehensive overhaul marks a significant milestone in … Read more

Writing a Winning Loan Proposal for Small Business in Nepal

December 30, 2025March 1, 2024 by arjunbhattarai

Getting a small business loan in Nepal is a big deal, mixing both excitement and a touch of stress. Boost your confidence by getting ready for the business loan interview with your chosen lender. It’s not just about having a good business plan; the trick is to show a convincing loan proposal that fits well … Read more

Loan Classification in Nepal and Loan Loss Provision : Performing, Pass, Watchlist, Non-performing

April 13, 2025May 18, 2023 by arjunbhattarai

Loans are a key part of banking and finance, helping people and businesses get the money they need to grow and succeed. However, lending money always carries a certain level of risk, and it is crucial for banks and financial institutions to effectively manage and classify their loan portfolios. Loan classification is the process of … Read more

All about Loans: Term Loan, OD, Payday Loan, and more

December 30, 2025December 11, 2022 by arjunbhattarai

Term Loan (Business Loan) A term loan is a type of loan that is typically repaid over a fixed period of time, with a fixed interest rate. This type of loan is commonly used for large, one-time investments or to finance the purchase of long-term assets, such as real estate or equipment. The terms of … Read more